Tag Archives: BehavioSec

These Markets are Predicted to Rule in 2015

It is very difficult to believe what certain markets will do in the future. The research has shown over and over that no matter how many special tools you use to predict the future nothing comes as close as to the moment when it happens. The truth is that if fortune tellers were real, they would all be rich, economic professors would be rich, and so would statisticians because they all should know how markets work so they are the best ones to ask about where things are headed and what is the probability of success.

Business people love predictions because they like investing in companies that are primed to take off in the future so they buy in at the lowest price ahead of everyone else. The challenge with this is that you have a 50/50 chance of being right, as does everyone else, including the hot shots up in the ivory towers of investment firms. The truth is, investing, is a complete game of chance that no machine, algorithm, app, or fortune teller, will ever get right and that all the best investment bankers have the same rate of success as that of a monkey throwing darts at a wall of random investment items.

But hey, people like the risk so with that said here are some of the top markets to make billions more this new year along with a few others that I have predicted for myself. If you are interested in investing in any of these companies, open yourself an E*Trade Account, use a virtual trading program to test out your predictions beforehand, and see if you break even or make a profit. I will listed a few stock market trading programs that you can use if you are interested to see how well you will do with investing without the risk of using your own money.

Top Technology Predictions of 2015
1. Companies will be investing in insurance against hackers
More and more companies are realizing that they cannot just hire regular IT staff if they want to protect their consumers from hackers. They need to invest in highly trained IT individuals who have proven records of preventing hackers from getting in. This is why the hacker convention every year in Las Vegas brings thousands of hackers to the convention in hopes of landing a top job with a company. There are many competitions in which they compete for a prize cash or a luxury job with a top employer.

In the meantime companies cannot afford to lose money each time they get hacked so now insurance companies are offering another way to protect businesses. Hackers obiviously are driving the market more so hiring the best IT people around won’t always get things fixed. Amazon, facebook, Microsoft, and Google hire some of the best around so trying to get the employees you want can be difficult if you don’t have deep pockets.

2. Smartwatches will beat out similar technology
There is no surprise that I have seen more and more kids and adults wearing smartwatches now. The hype was that so many of our famous TV heroes had watches that they talked to and now we finally have that technology and people are using them in different ways. Kids like it because it informs them when they get a txt from a certain person or at anytime. Adults can check information on the web real quick by just talking to it.

The industries in competition with smartwatches are those for fitness. How many devices have you seen on the market that require something else to be taped, or wrapped around your arm, wrist, or body, in order to record your vitals. Smartwatches are coming with monitoring apps that can do the same thing so it will make it harder for fitness devices to keep up, but time will only tell if this really happens. They are even turning into drones, read my prediction for drones below.

3. The Apple watch will beat out other watches
This prediction I have a huge issue with because Android has more downloads than Apple and Android offers better options. There are more Android watches coming out than the one Apple watch so this will really be just a numbers game that gets played out in the end. By the middle of the year there should be a good understanding of whether or not this is true.

4. Everything will have sensors and chips installed in them
This is probably going to happen because we have apps for everything now so it was only a matter of time before your refrigerator, toaster, coffee makers, washer and dryer, TV, and baby crib were all connected to the internet. The website IFTTT predicted a long time ago that most everything in our home would be connected to the internet. Imagine being able to turn on the bed warmer for the baby crib before you got home? Apps let you turn on the lights in your home when your out of town anywhere in the world so why not connect your washer and dryer machine to the internet as well? We already have refrigerators that can txt you when you are running low on eggs so it makes sense that we have apps that can notify you of what to buy when you are at the store shopping. You can even have a chat history to go back and see when you last checked on the milk. The internet of things will make this all possible, in homes, governments, and businesses.

5. Company employees will hangout together online
Companies for a long time have created many amenities for employees to use when they are at work because it encourages employees to get to know more people working there but also to increase their social well being. There are many online platforms that already do this like Yammer and Slack that are designed only for companies to use internally.

The beauty behind these internal networks is that you only communicate with people who work for the same company. This makes it very safe for people to use and keeps employees updated about what is happening only within the company.

6. Fitness programs will be created around companies
Now that there are many apps for helping people get together for anything there is now an up rise in apps coming from companies and app makers to bring people together to help them get in shape.

The rise of this collective group of similar interests will drive more and more people to get involved in activities. Companies benefit the most because when employees stay inshape and healthy then that means they miss less days, are better focused on the job, and less errors happen.

7. Our biometics will become our passwords
This prediction I have a huge problem with because once companies have your biometrics stored on their servers, what does that mean about ownership of them and what happens when a hacker breaks in and steals those metrics? A hacker recently showed how he was able to recreate a person’s fingerprint just by using photos of the person. He did this to demonstrate how easy it is to steal anyone’s fingerprint using software he purchased that is made available to the public.

This is important to understand because there are many instances where people have been able to steal a print of a finger left on a surface and use it to hack into a system using a copy of the print. Apple thumb print has been shown to be vulnerable to this method but they have said they are improving it. Here is a video that shows if it is possible to fool touch ID on Apple iPhones.

Many companies say that your biometrics only get stored locally but many people will complain that not everything in stored in the “cloud.” You can not please everyone so it makes it hard for companies to find the right balance. Once hackers get your fingerprints then we will move into a new method of passwords that don’t reply on our biometrics. We even have password systems that can detect who you are by how you type and your body language.

8. Visual data will be the norm for everything
When infographs starting showing up people loved them because it put important information into a structure that was entertaining to read. Why read a book when you can look at a graph that works like a flowchat to teach you all you need to know about this one subject in an interesting way?

People have gotten hooked on them because they are entertaining to read when viewing a presentation. The challenge with this is that you have to show more bells and whistles each and every time you present if you want to keep your audience’s attention.

9. Everyone will start to own a 3-D printer
Printing 3-D objects is becoming an important skill to learn because it has so many applications. Just like when I wrote about the teen who helped his friend by printing out a hand he made for him using a 3-D printer, you start to see the many uses 3-D printing can have. The new HP Sprout computer has a function where you can scan an object in front of the computer and then make a copy (imagine all the stupid copyright lawsuits that will pop up because of that amazing leap in technology all because lawyers like to sue). This will revolutionize how people interact with everything. (Click here to see Sprout computer in Action)

3-D printers will get cheaper and for many who wish to learn how to use one (join a hackerspace or techshop program) you will be getting a jump start on a skill that more and more companies will expect their employees to know. There are some public libraries, like the teen in the article above, that have 3-D printers available for the public to use, you just have to know how to use it first. The leap in 3-D printing is such that we have 3-D printers that can print food using natural ingredients. The campaign on kickstarter failed last year but the technology and concept is still there. (Click here to watch Foodini in action)

10. Cloud Computing will become the norm
The convenience of storing everything in the cloud is so you don’t have to worry about losing any documents ever again. The challenge with some of these cloud programs is that you have no idea what is stored in it. I use many different cloud programs and the ones that let me see and organize my files are the best. You are in control of everything that is stored no matter where you go.

People will start to get smart about how to use them and what to store as time passes on. Companies like Evernote, Dropbox, Google, and Amazon will continue to dominate an industry that is expected to continue growing.

11. Health Care Apps will take over
If I was to tell you that there is an app that lets you ring up a doctor to visit you at your home whenever you want and it works the same way as uber, would you believe me? More and more health care apps are popping up that are replacing the regular doctor’s visit. Why make the trip to the doctor’s office or take the kids out of school just for a simple check-up when instead you can just schedule a visit at your home that fits your schedule?

We now have special devices that can monitor heart rates, blood pressure, and soon to come tattoos that will administer prescription medication. Doctors already have the ability to monitor your vitals from their office computer or mobile device making it easy to notify you if anything looks wrong. Many people even have skype doctor visits, and many places now are installing quick check-up stations in grocery stores that cover everything for a basic check-up and costs way less. Some are called SoloHealth Stations and others are called HealthSpot. These eliminate the need to wait all the time for a doctor.

12. Companies will spend more on technology and online advertising
It is no joke how many people use the internet everyday so it is very important for companies to be able to get their name out there so people know what they do. This is why Google AdWords is the bread and butter of revenue for Google. The challenge with that is that most people do everything from their phones now so that real estate of screen space is very limited in trying to get an ad in front of someone.

Remember no one likes it when they are reading something and an annoying ad starts playing but doesn’t know where it is coming from. I have made it a point now that if a website starts playing something and I can not find where to shut it off, then I just close out the website all together and don’t go back. Many sites now are getting aggressive and locking your screen to watch the ad before you can do anything. Not a smart move.

13. More and More Apps will use the Uber model
Many apps that will come out this year will rely on the Uber model for pricing. This means more and more people will have ways to make more money. In an article I found, there was a CEO that also become an Uber driver to make some extra money to pay his bills, shows that more and more people are turning to freelance work to supplement their income.

This means more people will be able to find jobs that match the type of work they do. There are apps that allow you to book appointments with hairstylists that come straight to your house, and the same for many other industries. More people will start to see the Uber model for paying as a lucrative pricing structure for their freelance work. This means that more and more people will start to work independently, which also means that companies will need to do a better job of attracting and keeping employees.

14. Drones will become more apart of our everyday life
Hard to believe that a child’s toy would become such an important device in everything we do now. How many commercials or music videos have you watched where drones are filming the whole thing? Many real estate agents now use them to film the outside and inside of property they are selling, even though in most states that practice is considered illegal. The FAA bans the practice for commercial purposes, but the laws are slowly changing if you are certified and in an approved area for filming. In Canada the practice is regulated and you must be certified to fly. This website provides a nice little overview of drone law and what is currently happening.

In the meantime the different designs and use for drones is taking off. We now have drones that you can wear on your wrist. The Nixie drone can even take off on it’s own, follow you, and film you doing what ever you want. How’s that for a leap into the future? Drones are predicted to be one of the highest in demand jobs in the next ten years, so if you need a high paying job, start studying now. More companies will be posting jobs looking for drone operators and maintenance repairmen. For anyone that already runs an independent aerial photography business with drones then you know how much money is to be made. IRIS+ personal drone is an example of just how far drone technology has come and where it is going.

15. Wearable technology will start to replace tablets and Computers
This is one prediction that I hope doesn’t happen but most likely will. I love using a desktop computer because it has so much more power than a mobile device but that is all changing. There are so many predictions from Back to the Future 2 that we are supposed to have today that some are just becoming true. Where are our flying cars? Well, here they are (Flying Car 1, Flying Car 2). Where’s our self-tying shoes? Well, here they are. What about the hoverboard, I’m mean by now we should have that right? Yes we do, but I won’t link to it. What about automatic adjusting clothes? Surprisingly enough, we have it, but it’s just not where it should be like in the movie. In the meantime just enjoy the one-size-fits-all format. (Read more about the predictions BTTF 2 got wrong, but we do have mind controlled video games, self-tying shoes, and hoverboards (no I’m not talking about the hoax video either.)

Wearable technology will be taking over because it makes sense that we can interact with the internet in our everyday clothes. We have devices that we can wear that can monitor our vitals for us and keep a log of everything that is happening, which we can also share with our doctor. We have contact lens that we can see the internet with which will only become more and more popular as they get perfected. It’s not available yet for commercial use but will become the popular choice to use once it does. This means you can wear your sunglasses, which we also have transition contact lens now to replace your sunglasses with, over your “google glass” contact lens and still look cool while accessing whatever you want from the internet.

Don’t be surprised at what all is happening with technology. The idea is that technology needs to “fit” to our needs. We now have thumbprint identification, which was shown in Back to the Future 2, something we think nothing of now. We have jackets we can wear that provide power anytime we need it for our devices. Again, we take it as a given because of all the devices we now carry with us. Google glass has become the norm for major cities where Google provides more services, like Silicon Valley, New York, Los Angeles, and San Francisco.

If you want to keep up on wearable technologies here are two great places to check out.
Amazon Wearable Electronics
Wearable Devices Magazine

16. Self-Driving Cars will become apart of more Cars
This sounds like something from a Sci-Fi movie but now that we have self-driving cars from Google the technology is taken as a given once again. The technology will start to be integrated into other types of cars. The Mercedes-Benz E class car has integrated the technology into their cars but also made it to where the driver can take over as well.

This is a shift in driving where more and more highways will turn into superhighways, in that they will be installed with senors for self-driving cars to use. These sensors will help self-driving cars monitor the conditions of the roads so as to avoid traffic jams, bad road conditions, and even animals or objects on the road. The technology is here it just needs to be perfect and more roads and highways need to be fitted so the cars have more information to use as to make the drive safer.

The predictions placed here are just that, predictions. If you are interested in learning more about some of these industries you can click on the article below for more links. If you are interested in trying your hand at playing the stock market you can sign up with any of the websites below to get started. Each one will give you play money to test your theories about which companies are good for investing in. Maybe you can invest in some of the companies that are expected to do really well this year and see how you do in the end. Good Luck and feel free to post comments about how well you do.

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14 Tech Trends that will make someone billions of dollars in 2015